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Why You Need Uninsured Motorist Coverage

Goldstein Heslop Steele Clapper Oswalt & Smith Dec. 12, 2021

Car accidents can happen suddenly and leave you facing hefty medical bills and repair expenses. You can usually trust the other driver’s insurance to help you with your expenses, but when the other driver is uninsured or does not have enough insurance, you may be left to cover the bills yourself. For this very important reason, uninsured motorist coverage is available for policyholders.

Many Drivers Don’t Have Insurance

Despite the fact that insurance coverage is necessary to operate a vehicle, many drivers do not have insurance. If you are hit by one of these drivers, you will have no way to recover compensation, unless you have uninsured motorist coverage. This coverage can act like another driver’s insurance and pay for your claim, if the at-fault driver does not have insurance, does not have enough insurance, or leaves the scene before you can get their information.

Car Accidents Can Be Costly

Rather than risk expensive repairs and medical bills that you must pay for alone, add uninsured motorist coverage to your auto insurance policy. Even minor accidents can become expensive very quickly, and you shouldn’t be responsible for paying for an accident you were not at fault for.

Coverage Isn’t Expensive

Many uninsured motorist policies are relatively inexpensive, especially when you consider the value they can have if you are hit by an uninsured motorist or are the victim of a hit-and-run accident. These policies can help you with medical bills, lost wages, and the cost of fixing or replacing your vehicle. They may even cover your emotional and physical pain and suffering that results from the accident.

Uninsured motorists are a hazard to other drivers, and you should still be able to claim compensation after an accident with an uninsured driver. Our Altoona car accident attorneys are here to help you with your claim, and we have been doing so for more than 100 years. Our legal team at Goldstein, Heslop, Steele, Clapper, Oswalt, and Smith is ready to offer you experienced, caring legal counsel for all your needs following an accident.

Contact our offices to schedule an initial case evaluation.